Protocol evidence
The strict API accepts compact JWS, an AP2-shaped closed-payment SD-JWT projection with RFC 9901 KB-JWT, and normalized TAP-shaped RFC 9421-style evidence. The wider AP2 checkout/delegate chain and raw Visa TAP structured-field/trust-store processing remain external. Caller-supplied keys are structural tests; only account-pinned keys can create a live reservation, and a separate audience-bound PROCESSOR key must still consume it before provider submission.