MANDATESHIELD FOR PAYMENT PROVIDERS

Pre-authorization control for agentic payments

Separate the question 'is this payment credential valid?' from 'did the user authorize this autonomous purchase?'

Who this is for

Payment processors, orchestration platforms, wallets and fintech infrastructure serving autonomous commerce.

The execution risk

Fraud scoring, card authorization and sanctions checks answer different questions from agent authority. Agent payments require an explicit policy decision tied to the user's mandate.

How the control fits

  1. Accept normalized mandate and checkout facts from the merchant.
  2. Evaluate deterministic authorization boundaries.
  3. Return ALLOW, REVIEW or BLOCK with reason codes.
  4. Meter and audit decisions without handling card data.

Controls included

Protocol-neutral inputFail-closed validationIdempotent decisionsReason-code outputCredential-free metadataTamper-evident receipts

The operational result

Providers can add agent-payment authorization as a composable API instead of rebuilding protocol-specific policy engines.

Security architecture →OpenAPI specification →

Check a purchase boundary now

Use the public validator with sample data, or add one API call immediately before payment execution.

Open free validator →